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How To Access Low Mileage Discount

Discounts vary a lot based on state laws and an insurer’s own policies. Each company will have its own eligibility criteria, and the savings will vary as well. You should be able to see what discounts you’re currently receiving by reviewing the declarations page of your policy, though it may not list which vehicle is getting what discount and how much. Find out how to access low mileage discount and visit our website for more info on ways to save on car insurance.

# auto-insurance-discountsThe definition of “low mileage” varies with each insurer.  However, the mileage cap usually ranges between 7,500 and 15,000 miles per year. If your annual mileage generally does not exceed this interval, you should ask your car insurance provider about a low-mileage discount. You should consider looking into a low-mileage discount if:

  • You’re a senior driver who is retired. Not driving to and from work means less annual miles.
  • You move closer to your place of work or begin a home-based business.
  • You purchase a second car for running errands.
  • You join a car pool, reducing the number of days you drive to work.

In many cases, you can end up saving 10-20% on your car insurance, just by driving less than the average American citizen.  For example, for Safeco Insurance, you can save 20% if you drive less than 8000 miles annually.

“Pay-as-you-drive” or “pay-as-you-go,” insurance programs refer to programs offered by many auto insurance companies in which you can get a personalized premium by letting the car insurance company analyze your driving habits. The company will ask you to install telematics devices that will monitor your speed, your mileage and other relevant aspects.

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