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5 Tips For Getting Best Car Insurance Rates

Check the following 5 tips for getting better car insurance rates and visit our website for free insurance auto quotes online. Here’s the list:

  1. Shop around.

# auto-insurance-discountsWhenever a thing that could affect your insurance rate occurs, don’t wait until your renewal notice to shop around: For example, if you’re buying a new car, shop around, because every insurer will rate your new vehicle totally different. If you change your address, shop around, because the insurer who offered you the best rate at your old place may no longer offer you the best rate at your current residence. Plus, if you’re adding your teen child to your insurance plan, shop around, because some insurers are more tolerant with teens than other carriers.

  1. Bundle insurance policies

If you have your home insurance and car insurance with the same provider, you could save a lot of money if you bundle plans. The discount can vary a lot, ranging from anywhere from five to 15 per cent off of one, or even both of your policies. This translates in many hundreds, or even thousands of dollars.

  1. Ask about available discounts

You would be really excited upon discovering how many discounts are on the market. Ask your insurer for their list of discounts, because you never know what details about your life might qualify you for better rates. For example, low mileage discount. Most car insurance companies give a discount to people who drive less than a specific number of miles every year because of the assumption that they are less likely to have an accident; the limit varies according to the insurer.

  1. Pay premiums all at once rather than monthly

Many insurance companies charge drivers extra to cover the cost of managing monthly payments. If you can afford to pay the cost of your annual premiums in one lump sum, you can avoid extra monthly charges.

  1. Take an accredited driving course

Drivers that complete an accredited driver’s training course will likely be eligible for a discount. Insurance companies know that drivers who are taught by professionals tend to be better, safer drivers and thus reward these drivers with lower premiums.

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<a href=”https://plus.google.com/117864810135968472275″ rel=”author” title=”5 Tips For Getting Best Car Insurance Rates “>by Ciprian Gurgu</a>