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Find Out Why you Should Get Car Insurance

There are more than 6 million car accidents in the U.S. each year, on average, according to statistical data provided by the NHTSA. The average property damage cost of a car accident is around $9,300. For accidents that cause disabling injuries, the average cost is around $80,700 per crash. A car insurance policy protects your finances from these expenses. Aside from helping you with the cost of an accident, your car insurer can help protect you (and your assets) from liability lawsuits through your policy’s liability coverage. A policy that includes liability coverage with high limits, comprehensive and collision coverage for your car, and medical payments coverage for you and your passengers can save you thousands after an accident. Find out why you should get car insurance and get car insurance quotes online from our website.

car-insurance-keyIf you have car insurance, your insurer’s experience will guide you through the unpleasant post-accident process, like working with another driver’s insurance company, analyzing and monitoring you through the whole claims process, helping you find a good car repair shop, and getting your claim settled quickly and fairly. When getting into an accident with an uninsured driver, your insurer can help you recover costs through your policy’s uninsured motorist coverage.

If you’re injured in a car accident and you do not have  enough health insurance, car insurance can intervene and pay the bills. Most insurers provide plans that cover injuries you sustain as a driver or passenger and in some states, personal injury protection coverage is required. Even if you do have health insurance, car insurance can help pay for things your medical coverage might not — possibly including care for accident-related injuries, dental replacement, funeral expenditures, or long-term nursing care during your rehabilitation.

Most states require its drivers to carry a minimum amount of car insurance in the form of liability coverage or financial responsibility bonds.  And since insurance is usually legally required, driving without it can result in fines and the suspension of driving privileges. Some states may even impound your vehicle.

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