How to Find Reasonable Prices on Automobile Insurance

Everybody wants to get a low cost car insurance policy.  Free online car insurance quotes will help you find the policy you want. There are many ways to find reasonable prices on automobile insurance.

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Compare Rates for Various Cars.
Once you have identified two or three cars that you think you can afford and will fulfill your needs, call your current insurance (or a new insurance company) to compare premiums for the cars. Car insurance costs vary because of the safety record, repair costs and likelihood of theft as well as the price of the car.
Maintain Good Credit
Insurance companies typically verify your credit score when determining your insurance rates because they have found a correlation between bad credit and the probability of making a claim.
Request a High Deductible
One of the easiest ways to reduce your car insurance premiums is to increase your deductible. Just make sure you have sufficient funds to pay the deductible if you get in an accident.
Drive Less
Many companies offer a low-mileage discount for drivers who have a short commute or drive few miles each year.
Claim all Your Discounts
If your car has extra anti-theft or safety features such as anti-lock brakes, most insurance companies will give you a discount on your premiums. You may also be eligible for a discount if you have taken a defensive driving class or, if you are a student, you have good grades, or if you have a specific profession.

Drive Safely
Of course you should drive carefully to avoid accidents and tickets anyway, but bad driving can also raise your insurance rates or even lead to a non-renewal of your policy. While too many speeding tickets can cause a problem, causing an accident will typically raise your insurance costs by as much as 40%.

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