No Medical Life Insurance: Learn How To Be Approved For Coverage!

We have seen a lot of people looking for life insurance quotes for elderly. It is really happy to see that people are starting to understand the reason and the advantages of life insurance, but unfortunately, for many it is too late.

It is definitely tough to acquire life insurance under standard policies if you are over 50 years old. The perfect alternative, in such cases, is to apply for no medical life insurance. There are just a few conditions that need to be met to be able to qualify for coverage.

No medical exams are less restrictive towards older people, however even these policies have an age limit. Normally, the maximum accepted age is 85, but there are companies that do not accept people above the age of 75 years. Thus, a first qualification is to be younger than 85 or 75 years. Secondly, you must not be in critical condition.

Guaranteed issued no exam life insurance plans typically provides coverage for individuals with critical medical problem, but again, there are also limits. If you have cancer or leukemia and you are expected to live just a few months, almost nobody will issue an insurance policy for you. Not even companies selling no exam policies.

Although you will not have to take medical exams, companies will be interested regarding your health issue and will give you a questionnaire or will ask to bring recent medical records. Thus, the next condition is to bring accurate and real info about your health status. Lying is not an option and if get caught, you will have only to lose.

Do not neglect financial factor. Purchase only policies that are affordable to you. You can ensure that you will make a good decision after you have compared prices and scanned the insurance market. Instant quotes are the ideal tool for this job and there are many websites offering free online quotes. Inform, compare and decide- this is the key for making a good deal.

Obtaining accurate, update quotes has never been easier than now. Our job is to provide them. Click here!